What an exciting time in your life! Purchasing your first home is such an important decision. At IMS we are always ready to help you through the process and get you the home you always dreamed of. Let's sit down and talk about your situation, but first consider the following:

1. Plan for the future
   Chances are, you are already doing this, but make sure your down payment is secure. Don't forget about the closing costs. Save your money and get your credit established.

2. Stick to your budget
   Dream about your first home but don't forget about the reality of your situation. Don't increase your debt while you're saving. The dream home will always be there, just make sure you can afford it first. Start small and work your way up.

3. Consider your first offer
   Sit down and talk to your real estate agent. Consider your particular market. Don't bid too high or too low. Don't forget to include details like financing, inspections, or any needed repairs in your initial offer.

4. It takes time
   It is so hard to wait but it really is worth it. Consider the area. Will you raise a family there? Is this home right, not just for you, but for your family, now and in the future? Take some time and weigh the options.

Apply now using our secure online Quick Application feature or call us at (888) 835-3900.